Business Segment: Business & Commercial Banking Assessment and evaluation of lending applications for enterprise clients based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are always applied and lending is within the Bank’s risk appetite parameters. This will include the spectrum of lending products available to the Enterprise clients. Support business partners in understanding and meeting client lending needs.The jobholder may operate in one or more of the enterprise segments as required by business needs. Qualifications Degree Finance and AccountingNational Certificate Finance and AccountingB/Comm Accounting or Financial Management Degree or Credit Diploma or other relevant credit trainingExperience Required3 -4 YearsExperience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across personal, lifestyle & entrepreneur). Good knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral, and collection processes within the banking environment. Understanding of legalities associated with lending and collateral. Additional Information Making DecisionsAnalysing SolutionsCoping with PressureActingDeveloping RelationshipsTeam WorkingComputer LiteracyLegal Principles - CollateralCredit GrantingCredit ProcessPlease note: All our recruitment processes comply with the applicable local laws and regulations.We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our fraud line on +27 800222050 orTransactionFraudOpsSA@standardbank.co.za#J-18808-Ljbffr