Our client in the banking industry is looking for an experienced Lead Decision Scientist.Purpose StatementTo ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Collections, Recoveries, Account Management)To lead a team of specialists within the (Collections, Recoveries and Account Management) function to perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.To perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators. Qualifications (Minimum)Honours Degree or equivalent in a quantitative discipline or STEM field e.g., Mathematics, Statistics, Engineering, Computer Science with focus on Machine Learning (Minimum)Master’s degree or equivalent in a quantitative discipline or STEM field e.g., Mathematics, Statistics, Engineering, Computer Science with focus on Machine Learning) (Ideal)Experience4+ years’ relevant experience in Data ScienceExperience must include the following (within the Retail Credit Risk Management Environment):Extracting and Aggregating Data from Large Relational DatabasesData Mining and Predictive ModellingLeadership demonstrates in project/ leading of analyst/ data scientist (Preferred)KnowledgeAnalyticsPredictive Modelling and Machine LearningProject management methodologiesIT implementation cycleTechnical understanding and knowledge (different operating systems / databases /programming languages)General business acumen to identify the impact technical issues may have on design and delivery of solutions.Retail or Banking credit environment / industryCredit cycleBest practices and tools in credit riskInterpretation of user requirements and translation into business requirements specificationsConfidentiality and intellectual property implications and constraintsInterpretation of user requirementsTranslation of business requirements into business requirement specifications SkillsCommunications SkillsNumerical Reasoning skillsAnalytical SkillsReporting SkillsComputer Literacy (MS Word, MS Excel, MS Outlook)Attention to DetailProgramming Skills (SAS (Viya), SQL, R, PythonInterpersonal & Relationship management SkillsCommercial Thinking SkillsLeadership Skills Conditions of EmploymentClear criminal and credit recordA valid driver's licence is preferredGeneral:Only shortlisted candidates will be contacted. Should you not hear from us after 30 days you may consider your application unsuccessfulIn keeping with our client’s employment equity requirements, only South African citizens will be considered.Please include your current salary and salary expectations.