Senior Underwriter - Commercial Property page is loaded Senior Underwriter - Commercial Property Apply locations Johannesburg time type Full time posted on Posted 3 Days Ago job requisition id JR2302943 PURPOSE OF THE ROLE: Under general direction, underwrites assigned risks. Generally has greater underwriting authority and handles larger accounts and/or more complex risks than the Underwriter position. Technical Underwriting Underwrite business within underwriting authority through a rigorous risk assessment process which includes consideration of loss control, claims history and all other appropriate risk management factors Play an active role in the development and negotiation and sign off of large programs by motivating limits and policy structures where referral is required. Prove technical underwriting guidance to junior underwriters as directed by Profit Centre manager Ensure adherence with all underwriting guidelines and referrals Portfolio Management Manage allocated portfolio accounts in profitable and sustainable growth, constantly assessing overall performance of the portfolio and make recommendations for adjustments to the Profit Centre Manager as needed. Provide accurate estimates and reports as required Business Development and Retention Keep abreast of market changes and trends Proactively engage with BMC’s to provide technical support for Branch business development initiatives Seek opportunities to improve synergies and participate in cross-sell initiatives with other profit Centres Develop and maintain strong personal and professional relationships with clients and brokers Represent AIG on industry bodies and professional associations and organizations Business Operations Adhere to internal SLA’s to ensure operational efficiency and achievement of agreed customer service standards Expense control Manage all expenses within budget. Continuously work to reduce the expense ratio through constant attention to efficiencies and opportunities to maximize productivity through streamlining of processes Audit and Compliance Ensure adherence to audit requirements Ensure adherence to regulatory and compliance requirements #LI-AIG Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com . Preference will be given to previously disadvantaged candidates in line with the company’s Employment Equity Plan. Specific preference will be given to people with disabilities. Functional Area: UW - UnderwritingEstimated Travel Percentage (%): No TravelRelocation Provided: NoAIG South Africa About Us At AIG, helping people discover new potential is our purpose. As a global risk leader, we do this for our clients every day. Through our deep expertise in their industries and our innovative solutions that help them smartly manage risk, we enable their growth in ways they never thought possible. But we also do the same thing for our employees, because we know our people are our greatest strength-the source of every insight, every idea and every innovation. When we're working as one team to do what's right for our colleagues and our communities, we can achieve excellence together. We encourage colleagues to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs. #J-18808-Ljbffr