Business Segment: Business & Commercial Banking To assist Business and Credit with the end-to-end remedial management of enterprise wide distressed debt exposures in the Business and Commercial Clients environment, both in house (referred by Account Executives and Credit Evaluation Managers) or under formal Business Rescue proceedings (as per Chapter 6 of the new Companies Act) within assigned Personal-to-Holder mandates. To pro-actively attend to the recoveries process and the protection of the bank’s asset base on non-performing loans with values across the entire product spectrum .To proactively represent Business Support and Recoveries at CRC committee level . To innovate and design alternative credit risk management / rehabilitation and recovery methods aimed at optimal efficiency and effectiveness. To reduce the cost of delivery and to conform to end-to-end value propositions . To effectively engage with internal and external stakeholders in order to optimize returns for the Bank. To uphold and maintain the Bank’s core values .To provide innovative solutions (involvement of outside consultants, restructuring, recommending sale of non-core assets etc) in an effort to minimise impairments and to retain business. Qualifications Minimum QualificationsType of Qualification: Tertiary Diploma or Degree (Preferred: Business / Legal / Accounting or related credit / risk qualification).Field of Study: Business CommercePreferred & advantageous: (SARIPA/AIPSA) Restructuring & distressed managementExperience RequiredCredit Risk – BCBRisk & Corporate Affairs5-7 yearsMinimum 6 years experience in a Business & Commercial Banking environment in a Credit / Risk Assessment and Recoveries role. Additional Information Making DecisionsExamining InformationExploring PossibilitiesInteracting with PeopleInterpreting DataArticulating InformationDocumenting FactsUpholding StandardsAnalysing and Interpreting InformationComplianceContinuous Process ImprovementPlease note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za#J-18808-Ljbffr