R 25000 - R 25000 Monthly Cost To Company Credit Analyst (Finance Industry/Home Loans) - La Lucia Ridge Job Purpose KEY RESPONSIBILITIES : Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis. Ensure that procedures and decisions comply with credit policy, regulations and best practice standards. Motivate and support decisions through the analysis of financial information such as bank statements, financial statements and management accounts. Provide quality service to internal customers and liaise with other stakeholders within the company. Stay informed about the legal, compliance and market – risk-related issues involved in the approval of credit. Provide regular feedback on the submission of loan applications to management. REQUIREMENTS Minimum Qualification: B.Com Degree or relevant business degree. 2 Years’ experience in Credit underwriting. Technical Competencies A strong combination of analytical and decision-making skills. Good written and verbal communication skills. Assertive Attention to detail and strong proven credit/financial analytical skill including property valuations Critical thinking Generic Competencies Decisiveness Self-Motivated Agile/Adaptable Service driven Innovative #J-18808-Ljbffr