Credit Analyst - RCS (Cape Town) Hello Future Credit Analyst, Welcome to RMB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of the people that make it happen. RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. United by our proud heritage, strong ethics, and philosophy of traditional values and innovative ideas, it’s the magic of our people and culture that sets us apart. Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society. Job Responsibilities Unpack and critically think about the risk of new and existing deals for clients across a broad range of geographies and industries, which includes: Engaging with the client, interrogating a client’s business model and identifying risks, assessing financial data put forward by the client, building a financial model to forecast performance, and assessing a model put forward by the client or the client’s advisors for accuracy and appropriateness. Working alongside the deal to structure a deal in line with the risk philosophy of the bank, assessing and managing overall limits for a client in line with the bank’s risk framework, and putting forward a deal for recommendation after objectively assessing all the facts. Prepare and present the risk to risk executives in a committee sitting, which involves taking ownership of the application that requires strong report writing skills, managing the timelines of a deal in line with the agreed-upon submission deadline, and presenting a deal at committee while working together with the deal team to take questions and answers. Stakeholder and relationship management, which includes building and maintaining professional working relationships with all stakeholders, adapting communication styles to meet the needs of different audiences, and conflict management. Key Characteristics Strong work ethic with a self-starter attitude and a keenness to take ownership of the role’s opportunities and personal development. Resilience and an openness to receiving and sharing feedback. Ability to handle stress well, including self-management of workload (2 to 3+ deals at any point in time), quick adaptation to deal changes, prioritization of deals, and open communication on capacity. Minimum Requirements: Ideally CA (SA) or CFA with relevant credit analyst experience within Investment Banking. Job Details Application Closing Date: 04/09/24 All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties. #J-18808-Ljbffr