Business Segment: Business&Commercial Banking Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank’s asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Bank’s risk appetite parameters. This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular) and others, dependant on the client and segment within which the Manager operates.. Qualifications Minimum Qualifications Type of Qualification: Undergraduate Degree Field of Study: Business Commerce orFinance and Accounting or Agric qualification Experience Required Credit Risk-BCC Risk&Corporate Affairs Minimum of 5-7 years Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking and Agri).Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral. Domestic/ local travel may be required Additional Information Articulating Information Developing Strategies Directing People Examining Information Compliance Stakeholder Management Strategic Alignment&Execution Strategic Planning and Reporting Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 orTransactionFraudOpsSA@standardbank.co.za Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za #J-18808-Ljbffr